+1(561)3344838
info@ficreditsolutions.com

Terms of Use

We offer professional advice for your credit solution

Notice: Your use of this web site beyond the home page constitutes acceptance of the Terms of Use.

Introduction

Welcome to ficreditsolutions.com (each individually or collectively, the “Site”), operated by F&I CONSULTING SERVICES LLC, (“we” us” or “our”)  whose registered office is at 2101 Ludlam, Rd 604 Miami, FL 33155, EE. UU. Kindly read the following information thoroughly before utilizing this Site or accessing any material provided here. By using this Site, you declare that you have read these Terms of Use (these “Terms”) and our Privacy Policy and all other terms published by us, that you understand the terms and you also accept and propose to be legitimately bound by them. You agree and accept that we will be relying on your agreement to be bound by these terms to access and use the Site.

If you do not accept these Terms, the Privacy Policy or other terms published here, or if you do not wish to be subject to them, do not visit this Site and do not use the products or services of F&I CONSULTING SERVICES LLC. We hold the right, at our sole discretion, to modify or update these Terms of Use at any time. See the Terms of Use each time you visit our website for the most up-to-date information.

Regardless of whether the user accesses said content or materials on this Site or downloads said content or materials from this Site, these Terms of Use would apply to the Site and all content contained therein. If these Terms are inconsistent with the expressed terms that apply to our information, products, or services (collectively, the “Services”) offered through this website, the express conditions that apply to the Services will apply.

Amendment

We may change these Terms or the features of this Site, including the removal or interruption of any service, product, content, or functionality of the Site, limiting hours of availability, or limiting the amount of use permitted. All changes will be effective immediately after the publication of this notice. If you use the Site or your membership after F&I CONSULTING SERVICES LLC has modified these Terms, you agree to be subject to all changes. You should periodically review the Site to ensure you are familiar with any changes published.

We may change these Terms or the features of this Site, including the removal or interruption of any service, product, content, or functionality of the Site, limiting hours of availability, or limiting the amount of use permitted. All changes will be effective immediately after the publication of this notice. If you use the Site or your membership after F&I CONSULTING SERVICES LLC has modified these Terms, you agree to be subject to all changes. You should periodically review the Site to ensure you are familiar with any changes published.

Site access and availability of services

ficreditsolutions.com is a general public site for adults. We will assume (You warrant that by using this site) that you have the legal capacity to enter into the agreement established in these Terms of Service (ie, you are of sufficient age and mental size and have the right to be legally bound in the contract).

The site and online services are to be used by users who are over 13 years of age and reside in the United States, its territories and possessions (“US”) or those outside the United States that consent to use the services online in accordance with US Laws, these Terms of Service and Privacy Policy. By attempting to use the site or online services, you certify that you meet any other eligibility and residency requirements of the website.

Use of the serviceF&I CONSULTING SERVICES LLC welcomes you to view and use the materials on this Site for your informational, non-commercial use, provided that you leave all the copyright warnings or other proprietary notices intact. You may not store, alter, duplicate, transmit, share, repost, openly display or otherwise use any content on this website, or the design or layout of this Site or individual segments of it, in any form or media except with the express prior written approval of F&I CONSULTING SERVICES LLC.

Personal Information

Our Privacy Policy governs the sending of personal information through the website. By using the Site, you consent to comply with and be bound by the privacy policy posted by F&I CONSULTING SERVICES LLC, which is part of these Terms, without any further notice or any liability to you or any other person.

Proprietary ownership

Any content, data, text, design, graphics, images, images, images, audio and video clips, logos, icons and links (collectively, “Content”) are the exclusive property of F&I CONSULTING SERVICES LLC or our licensees, and are intended to educate and inform you about our services offered or described in the Services. Subject to compliance with these Terms, the contents may be used solely for personal, non-commercial use, provided that you do not remove any copyright or other proprietary notices contained therein. Subject to compliance with these Terms, we grant you a limited license to use the Services and Materials exclusively for personal use; provided that it is not possible to use, reproduce, modify, display, publicly perform, distribute, create derivative works or evade any technological measure that effectively controls access to the Services and/or the Contents in any way, including, by way of example, manual devices or automatic or process, for any purpose. Without prejudice to the provisions of this document, all rights not explicitly granted in the license established above will be reserved and will always remain with us. Use of the Services and Materials for purposes other than those expressly authorized in these Terms constitutes a violation of our copyright and other proprietary rights and is strictly prohibited.

In addition to clearly stipulating these terms, all software, databases, proprietary information, documents, software, materials, computer code, ideas, information and materials (and all modifications and derivative works) and any intellectual property and services including its Other rights, including or contained therein), without limitation, the selection, compilation, sequence and arrangement of “Look and Feel” and objects, by F&I CONSULTING SERVICES LLC will remain our exclusive property. You acknowledge that the Services and Content are protected by copyright, trademark, and other laws. You further acknowledge that you do not acquire any ownership rights by using the services or materials. You will not challenge, nor challenge the services and materials and our ownership therein.

The trademarks, graphics, images, logos, and service marks shown on the Services (collectively, the “Trademarks”) are registered and unregistered trademarks of us and our advertisers, licensees, suppliers, and others. Our trademarks, registered or not, cannot be used in connection with products or services not offered by us, in any way that could create confusion with customers or in any way diminish us. Nothing contained on the Services should be construed as implying, by implication, estoppel or otherwise, granting, implicitly, impediment or otherwise, a license or right to use any trademark without the express written consent of F&I CONSULTING SERVICES LLC, our licensees or suppliers. Misuse of any trademark is prohibited, and we will aggressively enforce our intellectual property rights on such marks, including through civil and criminal proceedings.

Feedback 

You may provide F&I CONSULTING SERVICES LLC with ideas, opinions, recommendations, feedback, or advice in connection with your use of the Services (collectively, “Feedback”). If you submit Feedback to Us, you hereby grant us an irrevocable, perpetual, transferable, non-exclusive, fully-paid-up, royalty-free, worldwide license (sublicensable through multiple tiers) to (a) use, copy, distribute, reproduce, modify, create derivative works of, adapt, publish, translate, publicly perform, and publicly display such feedback (or any modification thereto), in whole or in part, in any format, medium or application now known or later developed; and (b) use, and permit others to use, feedback in any manner and for any purpose (including, without limitation, commercial purposes) that F&I CONSULTING SERVICES LLC deems appropriate in its discretion (including, without restriction, incorporating feedback, in whole or in part, into any technology, product or service).

Monitoring

We will have the right, but not the obligation, to monitor the content of the Sites to determine compliance with these Terms of Use and other operating rules that we may establish from time to time. We will have the right, in our sole discretion, to modify, refuse to publish, or delete any material posted or published on the Sites. Without limiting the preceding, we will have the right, but not the obligation, to remove any content which, in our sole discretion, we believe violates the provisions of this document, which otherwise would be unacceptable or obsolete. Despite this our right, users will remain solely responsible for any of their content. You admit and agree that neither we nor any of our affiliates will assume or have any responsibility for any action or omission on our part concerning any conduct within the Sites or any communication or publication on the Sites. 

Our Service

We offer professional advice for credit solutions. 

There is nothing worse than a bad credit score. Join us. You are only a minute away from making it real. 

Engagement of Our Services

It is not required you hire our services to access and analyze materials on the website; however, you need to hire our services if you want them to help you in your efforts to improve your credit reports and your credit rating. If you engage in our services, you agree to provide accurate and complete information. You must be legally able to enter into contracts. It is your responsibility to make any updates to your registration information. Every commitment is only for one person. We do not allow users to hire any of our services on behalf of other users unless they have adequate power of attorney. You are responsible for preventing unauthorized use. If you notice any unauthorized use, you must notify us immediately by emailing us at administration@ficreditsolutions.com.  

Subscription Information

Browsing through the service is generally free. Meanwhile, some Services may be subject to fees charged by F&I CONSULTING SERVICES LLC (“Fees”), which will be identified at the time of purchase of such Services. From time to time, we may offer or provide additional functions and services, which will be described on the website. Services that require fees that have not been previously agreed on will be notified to the user, and the user’s consent will be required for such additional Commissions. You agree to pay all amounts owed upon request directly to F&I CONSULTING SERVICES LLC. We also, reserve the right to suspend or close your account and access to the Service in such circumstances.

You acknowledge and agree that any credit card and information related to billing and payment provided by you during the purchase of Premium Content may be shared with payment processors F&I CONSULTING SERVICES LLC for the sole purpose of processing the Transaction.

Availability, errors, and inaccuracies.

We regularly update our services (“service”) on our site. The services describe and/or available on the website may be incorrectly evaluated, incorrectly described, or unavailable, and we may experience delays in updating the information about the service and our advertising on other sites.

We cannot guarantee the accuracy or perfection of any data, including prices, products, details, accessibility, and services. We hold the right to modify or update information and correct any errors, inaccuracies, or omissions at any time without notice.

Your Responsibilities

You are responsible for your conduct and content while using the Services. You understand and agree that the commitment to the prohibited use or improper or unauthorized use of our Products and Services as established in these Terms of Use is considered theft we reserve the right to pursue theft to the maximum extent permitted by law, You acknowledge and agree that prohibited use, improper or unauthorized use may give rise to a civil claim for damages or maybe a criminal offense.

Acceptable Use Policy

The following states (business name) “acceptable use policy”:

Compliance

You consent to the following: (1) You will not use the website if you are not fully capable and legally competent to accept these Terms of Service. (2) YOU WILL ONLY USE THE WEBSITE IN AGREEMENT WITH THE LAWS AND REGULATIONS OF THE JURISDICTION IN WHICH YOU USE THE WEBSITE, AND FEDERAL LAWS, POLICIES OR GUIDELINES (collectively, “Applicable Law”). (3) The website will not be used to send or store material prohibited by applicable law or for fraudulent purposes or to engage in offensive, indecent, or questionable behavior. 

General restrictions

You acknowledge not to use the website to collect, upload, transmit, display or distribute any general content (as defined below) (1) that violates any third party rights, including copyrights, trademarks, patents, trade secrets, moral rights, privacy rights, advertising right or any other intellectual property rights; (2) that is unlawful in your jurisdiction, harassment, assault, threatening, harmful to the privacy of another, indecent, abusive, false, deliberately misleading, pornographic, lewd, patently offensive (for example, material that promotes racism, intolerance, hatred or physical harm of any kind against any group or individual) or objectionable content of any kind or nature or that is in any way harmful to minors; or (3) in violation of any law, regulation or obligation or limitation imposed by any third parties.

Technology Restrictions

You admit not to use the website to do the following: (1) Upload, transmit or distribute viruses, worms, or software designed to harm or remodel a computer system. (2) Send unrequested or unauthorized ads, promotional material, unsolicited mail, spam, chain letters, pyramid schemes, or any other form of duplications or unwanted messages, whether commercial or otherwise. (3) Receive and assemble data about other users, including email addresses, without their consent. (4) interfere with, disrupt or create an undue burden on servers or networks connected to the website or the Services or violate the regulations, policies, or procedures of such networks. (5) Attempt or impersonate another user or F&I CONSULTING SERVICES LLC or gain unauthorized access to the website, other computer systems, or networks connected or used in conjunction with the website, by extracting passwords or other means. (6) harass or interfere with the use and enjoyment of the website by another user. (7) Introduce automated software or agents or scripts on the site to produce multiple accounts, generate searches, requests, and automated queries or delete, scrape, or extract data from the website.

Declarations and guarantees

You declare and warrant that you will not perform any of the following operations: (1) Decompile, disassemble, compile in reverse, assemble in reverse, translate in reverse or otherwise decode any part of the website or part thereof (except as and only to the extent applicable prohibits any of the above limitations. (2) Use any means to find the source code of any part of the website. (3) Remove or modify any copyright notice or other proprietary rights or legend of restrictive rights content or included in the site. (4) Otherwise, avoid any functionality that controls access or protects the website. (5) Distribute, sell, assign, copper, transfer, rent, rent, lend, license, modify, share on time, or exploit the website in any unauthorized manner.

We hold the right to delete or remove any content set out in our sole discretion that violates the Acceptable Use Policy in these Terms of Service. In addition, if you violate these restrictions, the limited license granted in this document will expire immediately, and you may be sued and charged with damages.

Automated activity

We may use robot exclusion methods on the site, which include robots.txt files and HTML meta tags, which allow or expressly exclude specific automated programs from accessing certain parts of the site. You agree not to use robots, spiders, scraper or other automated means to access the website for any purpose, including, but not limited to, “offline” search and duplication, without our express written permission. Furthermore, you agree not to omit our robot exclusion methods or other measures we may use to prevent or restrict access to the site.

Accuracy of Information

We make every effort to ensure the information presented in, on or through the Website is accurate; however, F&I CONSULTING SERVICES LLC makes no guarantee as to such information and is not responsible for any resulting loss or damage. F&I CONSULTING SERVICES LLC makes no representations regarding the availability and performance of its Website. You, as a result of this, admit that any use of the Website and reliance upon any Materials shall be at your sole risk and that F&I CONSULTING SERVICES LLC shall not be liable for any loss of data, lost profits or any other damages or losses resulting from such use.

ALL ITEMS AND MATERIALS DISPLAYED BY F&I CONSULTING SERVICES LLC ON THE WEBSITE ARE ONLY FOR INFORMATION AND, ARE NOT SUBSTITUTED FOR SPECIFIC ADVICE. We do not represent or warrant the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through the website. You acknowledge that relying on such materials, opinions, advice, comments, or information will be at your own risk and danger. 

Any information contained on the website regarding the results obtained by us is not intended to indicate that the same or similar results can be obtained in other cases or situations. The results will vary depending on the facts and circumstances of each problem. Previous results do not provide, guarantee, or guarantee a similar outcome. References to former or current customers do not constitute testimonials or endorsements of such customers, nor are they a guarantee, or provision of the result of their legal question.

Continuous availability of the website

We will do our possible best to warrant that the access to the site is continuously available, without interruptions and without errors. Nevertheless, due to the nature of the Internet and the nature of the site, this cannot be guaranteed. In addition, your access to the website may also be suspended or occasionally limited to allow repairs, maintenance, or the introduction of new facilities or services at any time without notice. We will strive to limit the number and duration of such suspensions or restrictions.

Electronic communications

When you use the site or send an email to F&I CONSULTING SERVICES LLC, you communicate with us electronically and agree to receive automated notifications related to the use of the website. We will notify you by email or by posting notices on the site. You agree that all agreements, communications, disclosures, and other communications provided to you electronically satisfy any legal requirement that such communications be written. The notifications we send to you will be considered delivered to the user and will be effective when sent to the email address provided on the website or from where you send us an email.

Technical requirements

The use of the Services requires Internet access through a PC or mobile phone. You are responsible for all charges of mobile operators arising from the use of the Services, including notifications provided by the Services. F&I CONSULTING SERVICES LLC does not guarantee that the Services will be compatible with all devices or will be compatible with all mobile operators.

Termination

These Terms will remain in full effect until terminated by us with which we, in our sole discretion, consider to be unacceptable, or in the event of any breach by you of this Agreement. We reserve the right to terminate these Terms or your access to immediately and use of the Services or any part thereof, at any time and for any reason, with or without cause. You agree that any interruption of your access or use of the Services may be made without prior notice and that we may immediately deactivate or delete your password and username and all information and files associated with them or block any additional access to such information or data. You consent that we will not be liable to you or any third party for canceling your access to the Services or for such information or files, and we will not be required to make this information or file available after such cancellation.

Third-Party

We may provide links to affiliate company sites and other business activities. If you buy any of the products or services offered by these companies or individuals, you are buying directly from those third parties, not from us. We are not responsible for the examination or evaluation and do not guarantee the offers of any of these companies or individuals (including the content of their websites). F&I CONSULTING SERVICES LLC assumes no responsibility for the actions, product, and content of all third parties available on the website. We advise users to carefully review the privacy statements and other terms of use of any third-party contents or websites found on the site.

Disclaimer

WE DO NOT PROVIDE WARRANTIES ON OUR SERVICES, MATERIALS. YOU ACCEPT THAT ANY OF OUR PRODUCTS AND SERVICES IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED TO THE MAXIMUM LIMIT PERMITTED BY APPLICABLE LAW. WE DO NOT GUARANTEE THAT THE SOFTWARE, PRODUCTS, SERVICES OR MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, EXACT, COMPLETE OR ERROR-FREE, THAT THE DEFECTS WILL BE CORRECTED OR THAT ANY PART OF THE SITE, THE CONTENT IS FREE OF VIRUSES OR OTHER COMPONENTS. WE DO NOT GUARANTEE OR PROVIDE ANY REPRESENTATION WITH REGARD TO THE USE OR RESULTS OF THE USE OF THE WEBSITE, PRODUCTS OR SERVICES ON THIRD-PARTY SITES IN THE TERMS OF YOUR MAIL, PRECISION, PUBLIC TIME, RELIABILITY OR OTHER WAY. WE GIVE NO GUARANTEE IN ANY WAY THAT THIS SERVICE IS SAFE OR WILL NOT BE INTERRUPTED; THAT THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED IN THESE MATERIALS WILL BE EXACT AND COMPLETE. WE CAN MODIFY THESE MATERIALS AT ANY TIME WITHOUT ANY NOTICE TO YOU AND WITH NO COMMITMENT TO UPDATE MATERIALS AVAILABLE ON THE SITE. NO VERBAL ADVICE OR WRITTEN DATA OR INFORMATION PROVIDED BY US, EMPLOYEES, LICENSORS OR SIMILAR SHALL CREATE A WARRANTY; NOR CAN YOU RELY ON SUCH INFORMATION OR ADVICE. 

We are not responsible for the technical difficulties or failures of any network or transmission line, online computer systems, servers or suppliers, computer equipment, software, breakdowns of any email due to technical problems or traffic congestion on the Internet or one of our services or a combination thereof, including any damage or injury to the customer or any computer connected or resulting from the participation or download of materials (for the sole purpose of viewing), in association with our applicable law to the services.

Limitation of Liability

We will not be liable in any way for the service, requested or received through our website. We decline any responsibility for accidents, delays, injuries, damages, misfortunes, death, loss of benefits, individual or commercial interference, incorrect application of data, diseases. Physical or psychological conditions or problems or something else, due to any demonstration, or by the omission of any person or company, whether they are owners, employees, agents, partners of joint ventures, contractors, suppliers, affiliates, or affiliated with us. We assume no responsibility for the owners, employees, agents, partners of joint ventures, contractors, suppliers, affiliates, or other parties involved in the execution of our programs, services, or materials, in any way or anywhere. If you use our programs, services, or materials or any other information provided by us or affiliated with us, we assume no responsibility.

Issuance of complaints: In no case will F&I CONSULTING SERVICES LLC be liable for any direct, indirect, special, incidental, fair or consequential damages for the use or dependence of our Programs, Services or Materials, or those affiliated with us in any way and freeing us from any claim; Including, by way of example, those related to loss of benefits, individual or corporate intrusions, personal damages, accidents, incorrect application of data or some other misfortune, illness or physical or mental condition or something else, regardless of the fact that we are expressly informed of the possibility of such damages or difficulty.

Indemnity

You shall indemnify and hold harmless F&I CONSULTING SERVICES LLC, its subsidiaries, affiliates and their respective officers, directors, agents and employees of any claim or request, or actions that include reasonable legal fees, committed by third parties or penalties imposed due or derived from your violation of these Terms and conditions or of any document incorporated by reference or abuse of any law, regulation, or rights of third parties.

Applicable Law

By using the service, you agree that the Federal Arbitration Act, applicable federal law, and the laws of the state of Miami, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Us.

Entire Agreement

By using this site or any of our services, you expressly accept all the information presented in these terms and conditions and our privacy policy. This agreement establishes the entire agreement between the user and F&I CONSULTING SERVICES LLC in relation to the Services, including the use of the website, and replaces all previous or contemporary communications and proposals (whether oral, written or electronic) between users and F&I CONSULTING SERVICES LLC with respect to the service. 

Severability

If any part of these Terms is considered invalid or unenforceable by a court of competent jurisdiction, the remaining portions will remain valid, enforceable, and applied to the maximum extent permitted. All rights not expressly granted are reserved.

Overwhelming force

F&I CONSULTING SERVICES LLC will not be liable for any breach in accordance with this document when such failure results from any cause beyond its reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation.

Complaints, disputes

We operate a complaint handling procedure that we will use to try to resolve disputes when they first appear, let us know if you have any complaints or comments.